Savings & CD Accounts

Rates are subject to change*

 

SHARE DRAFTS

 

TERM DIVIDEND RATE ANNUAL PERCENTAGE YIELD*
NA .0% .0%

rates are subject to change

SAVINGS (minimum balance of $25 required)

TERM DIVIDEND RATE ANNUAL PERCENTAGE YIELD*
NA .25 % .26%

IRA ACCOUNTS

TERM DIVIDEND RATE ANNUAL PERCENTAGE YIELD*
NA .30% .31%
 
FLEX SAVINGS (minimum dep. of $1,000
required)
BALANCE DIVIDEND RATE ANNUAL PERCENTAGE YIELD*
$1,000 .75%

.76%

$10,001 .75% .76%
$50,001 .85% .86%

Share Certificates

BALANCE

DIVIDEND RATE

ANNUAL PECENTAGE YIELD*

6 Months

1.00%

1.01%

12 Months 1.25% 1.26%
24 Months 1.65% 1.66%
36 Months 2.00% 2.02%
60 Months 2.00% 2.02%

*Annual Percentage Yield is accurate as of 1/23/2012. These rates may change at any time without prior notice.

 


St Agatha Federal Credit Union


 

*The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for a 365 day period. For share certificates and IRA certificates, the dividend rate and annual percentage rate are fixed and will be in effect for the term of the account. The annual percentage yield is based on assumption the dividends will remain on deposit until maturity. A withdrawal will reduce earnings.

Early Withdrawal Penalty: We may impose a substantial penalty if you withdrawal of the principal before the maturity date, or the renewal date.

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